How local law shapes access
Our legal position is simple: access depends on local law, and we only let you proceed where that law allows it. The same rule applies to account creation, transaction handling, and any request that needs identity checks. When a payment, refund, or wallet trail is tied
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to your account, we keep only the details needed to process it and meet retention duties that apply in your region. That can include the route used, such as UPI, Paytm, PhonePe, or Google Pay, along with time stamps and the status of the request. We
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also keep consent logs, device details, and support history when they are needed to answer a dispute or show why a change was made. Cookies and browser storage help us keep your session working, remember language choices, and reduce repeated checks. If a rule changes, we
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follow the updated rule rather than the older one, and we remove or reduce data when the legal purpose ends.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.